New Year’s Resolutions

Here’s an article from Voice of America about what Americans want to do in 2016. Before you read, make a prediction about what you’re going to read. What do you think Americans will say they want to do in 2016? Will it be something about money, something about health, or something else?

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From Voice of America:

Americans don’t just want to work out more in 2016, they also want to firm up their savings accounts.

A  Nerdwallet survey conducted in December found that “increasing savings” was the top priority for 49 percent of Americans, followed by “working out” (44 percent).

“There’s definitely a connection between the two in the sense that both are about quality of life,” said Nerdwallet’s Sreekar Jasthi. “Both are about health: physical health and fiscal health.”

New Year’s Day is a federal holiday in the United States, which means most Americans have the day off from work to attend gatherings, eat special foods meant to ensure good fortune for the new year, and make a list of resolutions for 2016.

“Increasing savings” was the most popular answer on Nerdwallet’s New Year’s resolution poll. The average American only saves about 5 percent of their income, according to the Bureau of Economic Analysis.

The other top priorities include losing weight (44 percent), spending more time with friends and family (37 percent), traveling more (35 percent) and getting organized (30 percent).

Paying off credit cards was most important to 29 percent of those surveyed. On average, Americans have about $15,000 in credit card debt.

“We actually thought that the percentage of the population polled that would mention credit card debt as a priority, would be higher,” said Jasthi. “This is a significant concern…a lot of people eventually have to file for bankruptcy because they can’t afford to pay it back. I think more education and more clarity around how to effectually manage use of your credit cards, and how to repay debt on your credit card, is something that’s absolutely needed.”

While 45 percent of Americans say they usually make New Year’s resolutions, only about 8 percent of those who make resolutions actually fulfill them. Making resolutions as specific as possible might help. For example, instead of just saying ‘increase savings’, determine an exact amount you’d like to save in 2016 and then set monthly milestones to help reach that goal.

“Solid, specific goals that you can actually visualize instead of just large umbrella terms always help,” Jasthi said. “Be realistic when you’re setting these resolutions or setting these milestones. Be as specific as possible but obviously be realistic about how you’re going to attain those goals.”

What about you? What do you want to do in 2016?


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104 thoughts on “New Year’s Resolutions

  1. Eleanor Grewal says:

    I will study Hindi this year. I have a book, but I need a tutor.

  2. Jia says:

    I resolution is to improve my English.

  3. Susan says:

    My resolution is to get up early! It’s hard for me. but I will try my best to do it.

  4. Carrie says:

    My resolution is get a driver’s license.

  5. vivian says:

    My resolution is to learn how to cook better.

  6. Yvonne says:

    My resolution is to find time and money for my vacation.

  7. Yi Li Lu says:

    I want to improve my English and computer skills.

  8. Shi Yan Guan says:

    My resolutions is study English and learn computer .

  9. Mia says:

    My resolution is beauty license pass on next month.

  10. Julia says:

    Get a job

  11. lina says:

    My resolution is to get a better job

  12. Wing says:

    I will be a good student. (◕ᴥ◕)

  13. liu says:

    my resolution in to get better job

  14. nu says:

    My resolution is to get health good and good luck something through all the year.

  15. Zujia says:

    My revolution is to be healthy

  16. Julia says:

    I want to find a better jab.

  17. emily says:

    My resolution is to get a good job.

  18. Sabina says:

    my resolution is to i will be nurse

  19. Olimpia says:

    My resolution is to learning more English.

  20. Name; Esther says:

    My resotion is to become good computer student

  21. FenFen Liang says:

    My resolution is to get the driver’s license.

  22. emily says:

    My resolution is I will learn to dance.

  23. letina says:

    My resolution is to make everyone very happy^_^!!!

  24. judy lin says:

    my resolution is to 2016 :I get a driver license and I will be a better leadership.

  25. Name Xiao Jian Lu says:

    My resolution is improve my English and become a U. S. citizen.

  26. Amy Chen says:

    My resolution is to make I will go to bed early and get upearly.

  27. Amy Chen says:

    My resolution is to I will go to bed early and get upearly.


  28. joy jiang says:

    My resolution:I will be more fluent in English and be healthy.

  29. Anna says:

    My resolutions are i will study more in computer class and English class.

  30. chuichunlee says:

    MY 2016 New Year’s Resolutions
    I will exercise more.

  31. Limei says:

    I will teach my son to swim.

  32. Grace Xu says:

    My resolution is get up early and to improve my English.

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